Redding CHF loans (CRHMFA California HomeBuyers Fund) is a grant for California homebuyers that acts as a “Gift” toward the home buyers down payment on the purchase of their home in California.

The CHF loan (grant) is primarily used in conjunction with an FHA loan and allows a homebuyer to get into a property with less than 1% down.

You do not have to be a first-time home buyer to take advantage of the CHF loan; it does not have to be paid back and it is not considered to be a silent second home mortgage loan.

There are income limitations for the Redding (Shasta County) CHF loan, and you must follow standard FHA guidelines for qualifying.

As long as the funds are available – this is great home mortgage loan program for the right home buyer!