CHM Home Mortgage Loans

Welcome to CHM, a Redding Mortgage Loan Company in Shasta County, California!

We are here to help you along in the process of purchasing real estate in Redding California and beyond!

Whether you are a first time home buyer seeking a home mortgage loan or a seasoned real estate investor, you can utilize CHM to get the 411 on what’s happening in the ever-changing world of mortgage financing. If there is something you cant find here, please feel free to email us directly.


I have lived in Northern California for over 20 years, and love it! Over the last 5 years, I have married the love of my life Heather, beat cancer, and traveled into the heart of Africa where my wife and I have been able to be part of and contribute to an amazing ministry educating orphans and giving them hope where there did not seem to be any. If you want to learn more about this ministry, you’re invited to visit A percentage of every Redding (Shasta County) home mortgage loan we close goes to this ministry, and this year alone we have been able to help sponsor over 10 children and we have recently built 2 new classrooms.

Check out my video blog



With over 10 years experience and training as a mortgage loan lender in Shasta County, I pride myself on being able to find home mortgage loan plans for everyone from first time home buyers to seasoned real estate investors. Becoming one of the highest producing home mortgage loan officers in the country in less than 5 years of originating, I work with passion to educate my clients on the best strategies to meet their long term and short-term financial goals through real estate finance.

This is a tough industry to work in, and although I am not perfect (no company is) we have a reputation for “getting loans done that others couldn’t”. We thoroughly enjoy helping buyers land the best possible home loan interest rates in Redding, CA.

I frequently write blog posts discussing the latest in the world of mortgage financing and how it can affect you as a (potential) home owner. I also, at times, post mortgage loan videos that give you a better view into everything from DAP loans to reverse mortgages.


The rate and fees and payment exceeded my hopes

Thank you Chris for all of your patience through the long time it took to finally find the right house for me. I appreciate all of your efforts in closing this loan fast, and I will recommend you to anyone needing real estate financing. I didn't look at any of the loan terms until signing because I didn't want to know. Wow! did I get a wonderful surprise. The rate and fees and payment exceeded my hopes, and having a conventional 90% loan is great. Thank you, Mary Jean

Mary Jean Smith

We highly recommend

Working with Chris Lamm & Kelly Robbins at Bank of Commerce Mortgage was a very pleasant experience from start to finish. The team was extremely professional throughout the entire process and worked tirelessly to get us the best finance rate possible, while ensuring there were no problems with the loan documentation as it moved through the approval process. Chris and Kelly were also very aggressive in responding to our questions since we had not previously purchased a home in California. We highly recommend Bank of Commerce Mortgage as your first choice when deciding to purchase a home. You won't be sorry!

John & Heidi Urias

Would gladly refer his services to anyone

Being a c.p.a. for nearly 30 years i can be difficult on bankers and financial professionals as i expect them to employ the same work ethic that we do.i have to say chris not only met expectations he exceeded them and would gladly refer his services to anyone. his staff were very helpful and their use of email etc keeing information flowing. thank you for your efforts.

paul catanese